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Terms of Use

PLEASE READ THESE TERMS (“TERMS”) CAREFULLY BEFORE USING BXTHEORY.COM, BX.CAPITAL, BX.SYSTEMS, OR RELATED SUBDOMAINS (COLLECTIVELY, “WEBSITES”), OWNED AND OPERATED BY B(X) THEORY INC. (“B(X) THEORY”). BY USING THIS WEBSITE, YOU INDICATE THAT YOU ACKNOWLEDGE, ACCEPT, AND ARE BOUND BY THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, PLEASE DO NOT USE THE WEBSITE. B(X) THEORY MAY CHANGE, AMEND, OR TERMINATE THESE TERMS AT ANY TIME.

Copyright

b(x) Theory either owns the intellectual property rights in the text, images, data, code, software applications, Trademarks (as defined hereto), and other content on the Websites, or has provided credits to the original content source. b(x) Theory retains global rights on these Websites and any content on these Websites. This includes and is not limited to, the design layout, functions, colour combinations, original content including downloadable materials, overall “look and feel,” and all other graphical elements. You are not authorized to capture, copy, reproduce, alter, modify, distribute, transmit, republish, or display without written consent of b(x) Theory, with the exception of sharing links to any pages hosted or referred by this Website. All content on these Websites is only to be used for personal, educational, and non-commercial use, unless stated otherwise. You shall not reverse-engineer or attempt to replicate the underlying source code of these Websites.

Trademarks

Certain logos, designs, service marks, and trademarks (collectively, the “Trademarks”) displayed on these Websites are the registered and unregistered Trademarks of b(x) Theory. Unless provided written permission of b(x) Theory, no content should be construed as granting licence or right to use any Trademarks. Any unauthorized use of Trademarks is strictly prohibited.

External Links and Framing

These Websites may reference links to third-party websites. b(x) Theory assumes no liability, directly or indirectly, for any damages or losses you may suffer from visiting referenced websites, including without limitation, damages caused by computer viruses or other harms transferred from such websites. b(x) Theory strongly recommends that you understand the terms of use and privacy policies of such websites. Unless explicitly specified, b(x) Theory is not affiliated with any third-party providers or parties. Any referenced links to third-party websites should not be construed as endorsements by b(x) Theory. b(x) Theory has not thoroughly reviewed nor investigated the entire content, including advertisements, of referenced links to third-party websites and shall not be held responsible should you encounter any inaccurate, indecent, or illegal materials.

Indemnity

You hereby indemnify, defend, and hold harmless b(x) Theory and all its predecessors, successors, parents, affiliates, employees, officers, directors, partners, agents, attorneys, and third parties mentioned on these Websites, for any damages and all liabilities, expenses, costs, or other losses incurred arising from your use of these Websites and/or any breach of these Terms.

Security

b(x) Theory uses reasonable security measures to protect the security and integrity of your emails and other electronic communications. Despite b(x) Theory’s reasonable efforts and precautions, no method of transmission over the Internet is entirely secure. As such, b(x) Theory cannot entirely guarantee the confidentiality or security of the electronic communications or its contents. Transmitting such information is at your own risk and you should prudently decide which information is appropriate to share via electronic communication. Users are strictly prohibited from violating or attempting to breach the security of these Websites. For additional information on how b(x) Theory collects and uses your information, please read the Privacy Policy.

Disclaimer

ALL CONTENT AND FUNCTIONALITY ON THESE WEBSITES ARE PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

THESE ENTIRE WEBSITES AND THEIR CONTENT ARE PROVIDED WITH THE UNDERSTANDING THAT B(X) THEORY IS NOT HEREIN ENGAGED IN RENDERING PROFESSIONAL ADVICE OR SERVICES TO YOU. NEITHER THIS WEBSITE’S FUNCTIONALITY NOR ITS CONTENT IS INTENDED TO SERVE AS OR SHALL BE CONSTRUED AS INVESTMENT, ACCOUNTING, OR OTHER REGULATED ADVICE. YOU SHALL REMAIN SOLELY RESPONSIBLE FOR YOUR USE OF ALL WEBSITE CONTENT. YOU ACKNOWLEDGE THAT ANY RELIANCE UPON THE WEBSITES’ CONTENT SHALL BE ENTIRELY AT YOUR SOLE RISK AND OPTION.

Despite b(x) Theory’s reasonable efforts to maintain accuracy, b(x) Theory neither makes warranties nor representations as to these Websites’ accuracy and/or currency. You acknowledge that these Websites may contain typographic and/or technical errors and/or inaccuracies. b(x) Theory assumes no responsibility or liability for any errors or omissions in the content of these Websites.

General

b(x) Theory Inc. is a Canadian corporation, registered with the Canadian Business Corporation Act. These terms are governed by the laws of Canada and of the Province of Ontario applicable therein without reference to the principles of conflicts of laws thereof.

Last Revised: September 1, 2026